BREAKOUTS 

Tuesday, May 25, 2021
Concurrent Breakout Sessions
1:300pm – 1:50pm ETTRACK 1 CMCP: Regulatory Compliance in the Residential Lending Cycle

Get an overview of the lending process through the entire life of the loan and the regulatory compliance responsibilities in each phase. Focus areas include how regulatory compliance affects marketing and advertising; origination and application; processing; underwriting and disposition; closing and post-closing; and servicing, as well as laws that impact the overall process.


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Speakers:
Ben Giumarra, Director, Legal and Quality Assurance, Embrace Home Loans
Sanford (Sandy) Shatz, Of Counsel, McGlinchey Stafford
1:300pm – 1:50pm ETTRACK 2: Applied Compliance: QM: The New Rule and Path Ahead

Join as our panelists discuss the CFPB’s two new Qualified Mortgage rules: the price-based General QM Rule and the Seasoned Loan QM Rule. Learn what the rules require and when compliance becomes mandatory. Panelists will also discuss their thoughts on likely market implications of the new QM framework.


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Moderator:
Suzanne Garwood, Executive Director & Associate General Counsel, JPMorgan Chase

Speakers:
Richard Andreano, Partner, Ballard Spahr LLP
Chrissi Johnson, Vice President, Federal Policy & External Affairs, Quicken Loans, LLC
Ken Markison, Of Counsel, Weiner Brodsky Kider PC
1:300pm – 1:50pm ETTRACK 3 Regulatory Development/Post Pandemic: Servicing after the Pandemic
Sponsor: Blank Rome LLP

Last year, industry rose to the challenge of meeting the unprecedented surge in payment forbearance requests by consumers impacted by the pandemic. As the economy begins to recover and borrowers return to work, servicers now face the equally daunting challenge of assisting borrowers exiting forbearance. Hear from servicing experts as they discuss key legal and compliance considerations, including proposed changes to servicing requirements recently announced by the CFPB, for servicers in the post-pandemic environment

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Moderator:
Shayna Arrington, Chief Compliance Officer, The Money Source Inc.

Speakers:
Jonathan Kolodziej, AMP, Partner, Bradley Arant Boult Cummings, LLP
Allison Schoenthal, Partner, Goodwin
Nanci Weissgold, Co-Chair, Financial Services & Products Group and Co-Leads, Consumer Financial Services Team, Alston & Bird, LLP
1:50pm – 2:00pm ETBREAK
2:00pm - 2:50pm ETTRACK 1 CMCP: TILA Compliance Basics

Get an overview of the Truth in Lending Act (TILA),implemented by Regulation Z, one of the most impactful laws on mortgage lending. TILA's requirements affect the entire loan life cycle: business development, origination, underwriting, closing, secondary marketing, and servicing; so a thorough understanding of TILA and Regulation Z is crucial to conducting the business of mortgage lending from start to finish.

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Speakers:
Anna Craft, Partner, Bradley Arant Boult Cummings, LLP
Jerra Ryan, Senior Vice President, Compliance & QC, SWBC Mortgage
2:00pm - 2:50pm ETTRACK 1 Applied Compliance: LO Comp Challenges

As lenders transition to a purchase market, where developing compensation plans that attract and retain the most productive loan originator talent is particularly important, a strong understanding of the loan originator compensation rule can provide a competitive advantage. Join as our panel of experts discuss loan originator compensation and provide their thoughts on common compliance challenges, including structuring plans for producing managers, originator teams, and specialist originators.

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Moderator:
Sheila Strong, Senior Vice President, Compliance & General Counsel, Amerifirst Home Mortgage

Speakers:
R. Andrew Arculin, Partner, Venable LLP
Jed Mayk, Partner, Hudson Cook, LLP/CounselorLibrary
Steven vonBerg, Counsel, Buckley LLP
2:00pm - 2:50pm ETTRACK 3 Regulatory Development/Post Pandemic: The Future of Fair Lending
Sponsor: Blank Rome LLP

With changes to the societal, political, and regulatory landscape fueling a greater focus on housing equity, regulators are placing greater supervisory and enforcement emphasis on Fair Lending and Fair Servicing. Join our panelists as they discuss this critically important topic and offer their thoughts on what lenders can expect from policymakers, regulators, and the courts

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Moderator:
Owen Lee, Chief Executive Officer, Success Mortgage Partners, Inc.

Speakers:
Andrew Glass, Partner, K&L Gates
Jonice Gray Tucker, Partner, Buckley LLP
Laird Nossuli, Chief Executive Officer, iEmergent
2:50pm – 3:00pm ETBREAK
3:00pm – 3:50pm ETTRACK 1 CMCP: Fair Lending and Equal Opportunity Laws

This session provides an overview of the legislation that shapes fair lending and equal opportunity compliance rules for the mortgage industry, including the purpose and main provisions of the Equal Credit Opportunity Act (ECOA),the Fair Housing Act (FH Act),the Home Mortgage Disclosure Act (HMDA),the Community Reinvestment Act (CRA),and Section 342 of the Dodd-Frank Act regarding diversity and inclusion.

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Moderator:
Vernon Tanner, SVP, Operational Compliance Manager, Crescent Mortgage Company

Speakers:
Robert (Bob) Jaworski, Of Counsel, Holland & Knight, LLP
Michael Kieval, Partner, Weiner Brodsky Kider PC
3:00pm – 3:50pm ETTRACK 2 Applied Compliance: RESPA Section 8

Consistently an area of CFPB focus and often the source of substantial—and very public—monetary penalties, RESPA Section 8 continues to cause significant compliance challenges for mortgage lenders. Hear from a panel of expert practitioners on how to structure RESPA-compliant co-marketing agreements, lead referral programs, and other business arrangements that drive production, while avoiding negative headlines.

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Moderator:
Michael Sullivan, Senior Vice President & General Counsel, Pulte Mortgage LLC

Speakers:
Holly Bunting, Partner, Mayer Brown LLP
Mitch Kider, Chairman & Managing Partner, Weiner Brodsky Kider PC
Loretta Salzano, President, Franzen and Salzano, PC

3:00pm – 3:50pm ETTRACK 3 Regulatory Development/Post Pandemic: State Trends and Issues
Sponsor: Blank Rome LLP

Please join our panel of experts as they discuss the important state issues and trends that impact our industry. Panelists will discuss remote online notarization, state work from home requirements, changes to licensing and more.

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Moderator:
Kobie Pruitt, AMP, Associate Director, State Government Affairs, Mortgage Bankers Association

Speakers:
Michael Flynn, Attorney, Buchalter
Melissa Koupal, Senior Vice President, Loan Integrity, loanDepot.com, LLC
Schuyler Kraus, Partner, Hinshaw & Culbertson LLP
Ashley Taylor, Partner, Troutman Pepper
Wednesday, May 26, 2021
Concurrent Breakout Sessions
1:00pm – 1:25pm ETTRACK 1 Litigation Forum: FCRA
Sponsor: Locke Lord LLP

This track features an overview and update on the latest cases impacting mortgage compliance issues. Topics include Fair Credit Reporting Act (FCRA),Fair Debt Collection Practices Act (FDCPA),Telephone Consumer Protection Act (TCPA),Key State Law Trends, Bankruptcy and Fair Lending.

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Speaker:
John Lynch, Partner, Troutman Pepper
1:30pm – 1:55pm ETTRACK 1 Litigation Forum: FDCPA
Sponsor: Locke Lord LLP

This track features an overview and update on the latest cases impacting mortgage compliance issues. Topics include Fair Credit Reporting Act (FCRA),Fair Debt Collection Practices Act (FDCPA),Telephone Consumer Protection Act (TCPA),Key State Law Trends, Bankruptcy and Fair Lending.

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Speaker:
Andrew Stutzman, Co-Chair, Financial Services Litigation, Stradley, Ronon, Stevens & Young, LLP
1:00pm – 1:50pm ETTRACK 2 Regulatory Trends: Data Protection and Privacy Challenges
Sponsor: Mayer Brown LLP

For the increasingly-digital mortgage industry, protecting consumer data must be a top priority. In the current environment of heightened consumer concern over data privacy and intense regulatory scrutiny, the consequences for failing to adequately protect consumer data have never been greater. Join this webinar to hear our panel of subject matter experts discuss key data protection and consumer privacy issues affecting mortgage lenders and servicers, including their thoughts on possible legislative or regulatory developments in this space.

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Moderator:
Ramon Gomez, Managing Director, JPMorgan Chase

Speakers:
Thomas Kearney, Partner, Akerman LLP
Kim Phan, Partner, Ballard Spahr LLP
David Shirk, Managing Member, Shirk Law PLLC
Gary Weingarden, Counsel & Data Protection Officer, Notarize
1:00pm – 1:50pm ETTRACK 3 Regulatory Trends: The “New” Bureau: Deep Dive on What to Expect from the CFPB
Sponsor: Mayer Brown LLP

As the past few months have shown, the “New” Bureau has not been reluctant to alter course when deemed necessary by current leadership. Public statements and recent Bureau actions offer important clues as to the CFPB’s likely rulemaking, supervisory, and enforcement priorities for the coming years. Hear our panel of experts discuss these priorities and provide their thoughts on what the mortgage industry can expect from the “New” CFPB.

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Moderator:
Justin Wiseman, Associate Vice President & Managing Regulatory Counsel, Mortgage Bankers Association

Speakers:
Michael Gordon, Partner, Bradley Arant Boult Cummings, LLP
Richard Horn, Managing Member, Garris Horn LLC
Brian Johnson, Partner, Alston & Bird, LLP
Ori Lev, Partner, Mayer Brown LLP
1:50pm – 2:00pm ETBREAK
2:00pm - 2:25pm ETTRACK 1 Litigation Forum: TCPA
Sponsor: Locke Lord LLP

This track features an overview and update on the latest cases impacting mortgage compliance issues. Topics include Fair Credit Reporting Act (FCRA),Fair Debt Collection Practices Act (FDCPA),Telephone Consumer Protection Act (TCPA),Key State Law Trends, Bankruptcy and Fair Lending.

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Speaker:
Lauren Campisi, Partner, Hinshaw & Culbertson LLP
2:30pm - 2:55pm ETTRACK 1 Litigation Forum: Key State Law Trends
Sponsor: Locke Lord LLP

This track features an overview and update on the latest cases impacting mortgage compliance issues. Topics include Fair Credit Reporting Act (FCRA),Fair Debt Collection Practices Act (FDCPA),Telephone Consumer Protection Act (TCPA),Key State Law Trends, Bankruptcy and Fair Lending.

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Speaker:
Simon Fleischmann, Partner, Locke Lord LLP
2:00pm - 2:50pm ETTRACK 2 Regulatory Trends: Navigating the Recovery: FCRA, FDCPA and Bankruptcy Issues
Sponsor: Mayer Brown LLP

As the economy begins to recover, the mortgage industry must be prepared to address some of the longer-term implications of the pandemic, including an increase in financially-troubled borrowers. Hear a panel of experts discuss some of the legal challenges that will likely accompany the expected surge in debt collection activity, foreclosures, and bankruptcy filings.

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Moderator:
Spencer Mosness, Senior Vice President & General Counsel, NewRez LLC

Speakers:
Patrick Broderick, Shareholder, Greenberg Traurig, P.A.
Aaron Chastain, Attorney, Bradley Arant Boult Cummings, LLP
Scott Wortman, Partner, Financial Services Litigation & Compliance, Blank Rome LLP
2:00pm - 3:50pm ETTRACK 3 Legal Ethics: Litigation Ethics: Key Issues
Sponsor: Greenberg Traurig, LLP

This interactive program uses hypotheticals to explore topics of interest to litigators (and transactional lawyers whose clients might face litigation) ‑‑ including such issues as: (1) lawyers' communications (including talking to the press about cases and criticizing judges); (2) deceptive discovery tactics (including tape recording telephone calls, and use of admittedly deceptive tactics in public interest investigations such as housing discrimination tests, and in purely commercial investigations); (3) dealing with fact witnesses (including the permissibility of paying fact witnesses for their time, and preparing them for testimony); (4) claims (including "ghostwriting" pleadings, and filing knowingly time‑barred claims); (5) settlements (including acceptable levels of deception during settlement negotiations, silence about the law and facts, and the enforceability of settlement agreements); (6) dealing with courts (including the duty to disclose unfavorable facts and law).

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Speaker:
Thomas Spahn, Partner, McGuireWoods LLP
2:50pm – 3:00pm ETBREAK
3:00pm - 3:25pm ETTRACK 1 Litigation Forum: Bankruptcy
Sponsor: Locke Lord LLP

This track features an overview and update on the latest cases impacting mortgage compliance issues. Topics include Fair Credit Reporting Act (FCRA),Fair Debt Collection Practices Act (FDCPA),Telephone Consumer Protection Act (TCPA),Key State Law Trends, Bankruptcy and Fair Lending.

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Speaker:
Eric Houser, Managing Partner, Houser LLP
3:30pm - 3:55pm ETTRACK 1 Litigation Forum: Fair Lending
Sponsor: Locke Lord LLP

This track features an overview and update on the latest cases impacting mortgage compliance issues. Topics include Fair Credit Reporting Act (FCRA),Fair Debt Collection Practices Act (FDCPA),Telephone Consumer Protection Act (TCPA),Key State Law Trends, Bankruptcy and Fair Lending.

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Speaker:
Olivia Kelman, Partner, K&L Gates
3:00pm - 3:50pm ETTRACK 2 Regulatory Trends: Consumer and Civil Rights Priorities for the Coming Administration
Sponsor: Mayer Brown LLP

The Biden Administration has signaled significant shifts on key consumer and civil rights policy issues. Join a panel of leading consumer and civil rights advocates to discuss the weaknesses they see the housing system, including the shortage of affordable and quality housing, the persistent disproportionately low homeownership rates for communities of color as well as the challenges of the ongoing response to the pandemic. Panelists will also offer their views on possible regulatory changes to address these issues, as well as various Administration proposals for new down payment assistance programs.

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Moderator:
Steve O'Connor, Senior Vice President, Affordable Housing Initiatives, Mortgage Bankers Association

Speakers:
Michael Calhoun, President, Center for Responsible Lending
Alys Cohen, Attorney, National Consumer Law Center
Lisa Rice, President & Executive Vice President, National Fair Housing Alliance